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Personal Injury Lawyer in Atlanta, GA - Parisi Law Firm
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Personal Injury Law in Atlanta
Personal Injury law applies when you have been hurt because of someone else's negligence. The most common example is a car accident, but personal injury law also applies to slip and fall incidents, medical malpractice, wrongful death, and many other types of cases.
If you've been sued for a credit card debt the most important thing to understand is that you have options. Even though you may have used the credit card debt, this does not mean that you will automatically lose the lawsuit and owe the money to the company that is suing you. A person or company that sues you on a defaulted credit card must show two things: 1) that you owe the debt, and 2) that the company suing you owns the debt.
Many credit card lawsuits are brought with inadequate paperwork that is not sufficient to prove that you owe the debt, or that you owe the plaintiff. Also, many lawsuits are filed past the statutory deadline for filing such a suit – called stale debt. If so, an attorney experienced in this area should be able to get the case dismissed, negotiate a favorable settlement, or possibly counter-sue for consumer law violations under the Fair Debt Collection Practices Act or Georgia's Fair Business Practices Act.
In all debt collection lawsuits, it is important to determine whether you have been sued by the original creditor (like Capital One, Discover, Chase, etc.) or by a third-party debt collector (also called a "debt buyer"). Original creditors will often sell defaulted accounts to debt buyers and transfer the rights to collect on the alleged debt under an agreement called an assignment. While these debt buyers may claim to be the current "owner" of the debt, they often lack the proper legal documents that are necessary to prove their case in court, even if they have attached official-looking documents to the lawsuit.
In order to determine whether the plaintiff in your case is the original creditor or a debt buyer, you should look at the top of the lawsuit. If you don't recognize the name of the company suing you, or if the plaintiff is listed as something like "Cavalry SPV I, LLC as assignee of Citibank, N.A." then you have been sued by a debt buyer. Companies like Cavalry SPV I, LLC purchase charged-off debt from banks like Citibank, Capital One, Wells Fargo, and Chase. This happens when the bank has determined that it will cost them more money to try to collect on the debt themselves rather than sell your debt to these debt buyers.
When debt is sold, the debt buyer usually receives a limited amount of information and paperwork. However, in order to win the lawsuit, the debt buyer must show that you not only owe the debt, but that their company is the current legal owner of your account. Most of the time, the debt buyer is unable or unwilling to prove both of these things. An experienced Debt Lawsuit Defense Attorney should be able to successfully challenge the debt buyer's paperwork and show the court that they don't have legal standing to win a lawsuit against you.
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Reviews
THE INJURY LAW TEAM THAT CARES...
Mark: "The Parisi Law firm was very professional, there was great communication, they kept me informed every step of the way and explained the process in great detail. I received a settlement and received every dollar I was entitled. Thanks Jerry and Cheryl, great job!"
Linda: "My experience with this lawfirm was completely positive. They handled my case very well from start to finish. I was very satisfied with the settlement that I received."
Wayne: "Jerry Parisi handled all details of my auto accident case. Honest and a great communicator, he thoroughly covered all details and strategies, making it a pleasure to work with him. I trusted his advice and was pleased with the settlement. I highly recommend Jerry Parisi."
Atlanta Car Accident Lawyer
Hundreds of car and truck accidents happen every day in and around Atlanta every day. If you or someone you love is injured in a car accident, life can suddenly become much more difficult. If you are seriously injured, you may need expensive medical care and treatment. If you are unable to work because of your injuries, you and your family may not be able to pay for necessary medical expenses in addition to your monthly bills.
It's tough to figure out what to do after an accident. There is no shortage of car accident lawyers in Atlanta, and choosing the right one is not an easy task. Finding the right attorney starts with a couple of questions. First, what injuries did you suffer as a result of the accident? Next, how do you want to be treated?
There are many different kinds of personal injuries, something that your average consumer may not be aware of. First, most people are familiar with the high-volume personal injury firms. These are the guys who usually advertise on billboards and TV and radio commercials. Their business usually consists of taking any and every case and trying to get a quick settlement with the insurance company. They may not provide the best service because they usually have hundreds of clients at any given time. You are probably just a number to them. And what happens when they can't settle your case for what you deserve? They may either pressure you into taking the small settlement the insurance company is offering, send you to another attorney who will file the lawsuit, or drop your case altogether. Find out if your any of your friends have hired one of these firms before and ask them about their experience.
Another type of injury law firm is the one that focuses on a certain type of case, and only takes the biggest cases that fall into that category. They usually have very good reputations for providing great service and obtaining large settlements or winning big jury verdicts. Unfortunately, in order to work the big cases effectively, a firm cannot accept too many of them at the same time. This is because it's very expensive, time consuming, and difficult to work a case correctly. Therefore, these firms usually don't advertise to the public too much. They get cases from other attorneys who don't have the resources, experience, or time to work on the big stuff. If you've been catastrophically injured, you should find one of these firms and see if they'll take your case.
Then there's our firm. We try to be the best of both worlds. We take cases where people are seriously hurt in a car wreck, but not to the point where they are catastrophically injured, and we work our hardest to maximize their recovery. We strive to provide top-notch service, meaning we update you on your case often, get you to the right doctors, return your phone calls promptly, and tell you the truth. Most importantly, we treat you like a member of the family, not like a customer.
We're a small, family-owned business, and we want to keep it that way. You won't see us on any billboards. You won't hear any radio commercials or see us on TV. We don't want to be everything to everyone. We want to be there when you need us. If you think of your car wreck as a get rich quick scheme, we're not for you. We make the insurance companies pay fair compensation to people who are actually injured.
Roadmap for your Car Accident Case
Most car accident cases follow the same general pattern:
1. Initial Meeting:
You meet with Attorney Jerry Parisi to discuss the facts of your case. We'll review the police report, photos, and any other evidence. If Jerry agrees to represent you, then you'll will sign a retainer agreement (attorney-client contract) and a few other documents. We'll get some basic information from you and make copies of your driver's license and insurance cards. Then we get to work.
2. Investigation:
We will do our own investigation into the cause of the accident. We'll also get all the relevant insurance policy information from the at-fault driver as well as your own insurance company.
3. Medical Treatment:
You can go to your own doctor, or we can help you find a healthcare provider that can treat you. It's your job to make sure you attend your appointments and get the medical care you need so that you can improve.
4. Demand:
Once you've completed your treatment and reached maximum medical improvement, then we prepare a demand letter and send it to the insurance company to tell them what you deserve for your case.
5. Settlement:
Oftentimes we are able to negotiate a fair and favorable settlement for our clients before we have to file a lawsuit. This is always the goal. It saves the client time, money, and stress when the insurance company does what's right and pays you what you deserve.
6. Lawsuit:
Unfortunately, the insurance companies don't always do what's right. That's why we are always ready and prepared to file a lawsuit to take your case to court.
7. Trial:
It could take a long time (years in some cases) to go to trial, but a jury will often give the client more than the insurance company was offering. We have experience defeating large insurance companies in jury trials, and to be honest, it's one of the best feelings in the world when take on the big guys for our clients and win.
Can You Win a Case if the Car Accident was Partially Your Fault?
Yes. Georgia has a law called "modified comparative negligence." This means that you can recover damages even if you were partially to blame for the accident. However, if you were 50 percent or more at fault, then you cannot recover any damages. So, the accident has to be mostly someone else's fault.
How do you determine who was at fault in a car accident?
The first thing to do is review the police report. This will usually tell you who's fault the accident was. If the police officer gave a citation to only one party, then that is usually the at-fault party.
However, there may be situations where the police get it wrong. They probably didn't witness the accident themselves, so they base their determination of fault on what the parties and witnesses tell them. If you can find other evidence, such as video, pictures, skid-marks, etc., then you may be able to prove fault that way. But in general, the police report is the best way to determine who's negligence caused the accident.
Do I have a strong car accident case?
If you or a loved one has been involved in a car accident in the Atlanta area, please consider these two questions:
- Were you injured as a result of the accident?
- Was your accident caused by negligence of the other driver?
If you answered yes to both of these questions, it's in your best interest to call or text us at 404-594-5130, or email us at info@parisifirm.wpengine.com, to discuss your car accident injury case.
If we determine that you have a viable case, we will take you on as a client on a contingency fee basis, meaning that you pay nothing unless we recover compensation for you. Contacting us is 100% free and does not obligate you to anything.
*CONTINGENT FEE DISCLAIMER: Contingent attorney's fees refers only to those fees charged by attorneys for their legal services. Court costs and other additional expenses of legal action usually must be paid by the client. "you pay nothing unless we recover compensation for you" refers only to fees charged by the attorney. Court costs and other additional expenses of legal action usually must be paid by the client. Contingent fees are not permitted in all types of cases.
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